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Crohn's Disease Forum » General IBD Discussion » Crohn's Polls » Crohns is a rich mans disease!!


 
02-23-2016, 04:12 PM   #61
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Location: Jerusalem, Israel

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It's so terrible how much health care is in the U.S. The system in Israel is good. I'm not a citizen, so I'm currently having to pay out of pocket until I can get the medication approved by my insurance. But I was shocked (in a good way) to learn that taking Rafassal (Mesalamine) 4 grams daily only costs $135/month when I know it's probably well over $500 in the U.S. without insurance.
03-03-2016, 07:38 PM   #62
DougUte
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I decided to see how much I paid in healthcare costs in the last year. This is what I found.

Medical (Dr's, Clinic, Hospital, not pharmacy): $325.71. (Insurance paid: $1,396.72). I am in remission so I only had 1 GI visit during the year.

Pharmacy: $4,969.04 (Insurance paid: $41,501.03) This includes Humira and Entocort, two very expensive Crohn's meds. I am no longer on Entocort

I have very good insurance and my employer pays 100% of the premium. They paid $8,989.50 to cover my wife and I.
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Surgery Oct 12, 2010

Crohns Medicines:
Started Humira June 22nd, 2011
Increased to weekly injections on November 1st, 2016
Due to the insurance company, Humira ended on January 31, 2017.
Started Entyvio February 9th, 2017
Loperamide 3 capsules twice a day
Vitamin B6, B12, Folic Acid
Vitamin D3 10000 I.U.
Nature Made Multivitamin
03-03-2016, 11:47 PM   #63
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I hope one day the US will move to Medicare for All, a universal healthcare system. The NHS is a terrific model. The problems they have are also present in the US system with a much bigger price tag. Insurance should not depend on your employment status or the employment of your spouse. If your so sick you can't work, you lose access to affordable quality insurance. That's a dysfunctional system. I know this is a political issue, but I've always believed that medical care should be a human right not a high-priced product.
03-04-2016, 01:28 AM   #64
tots
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My Ins pays for my Remicade.
I pay 35 for three months of Entocort when I take it.
Prob 50 in other meds for the month.
About 200-300 in copays for Drs visits through put the year.
I also get to choose who I see and when I see them.

The deal for me- I have never really waited for my dr or any tests he wants done. I get to pick my own Drs. I go to the ER if needed. So I am pretty happy after reading about the wait some people have in other places. I think where medical care is cheaper maybe their taxes are higher? I am not so sure but, when someone says its free someone is paying for it one way or the other.

Lauren
__________________


Diagnosed= 1992 and again Feb 2012 Confirmed with
CT enterography May 2015 !!


Waiting for the ok from my Ins company to restart Remicade. Will also start Imuron to get into remission!
I know it's out there somewhere and I WILL find it!


:


Ok, my family Dr told me to cut down on the stress- a husband, 3 kids, and 3 dogs!
03-04-2016, 03:05 AM   #65
fuzzy butterfly
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The Nhs is great regarding be "free" though we do pay via or national insurance contributions out of our wages. The more you earn the more you pay. So treatment at hospitals doctors is free at point of contact. Prescriptions are paid by us at about 8.00 an item i think it is now. Not sure as i pre pay for mine at 104.00 for the full year. So not too bad doing it that way.. I am so glad we dont have the system some of you guys have. I feel for you with all the insurance hassles n stuff.
Best wishes 💕
03-04-2016, 11:00 AM   #66
Bufford
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No such thing as free healthcare. I live in Ontario Canada and we pay hefty taxes, and many taxes are recessive. Essentials such as electricity are heavily taxed at the same rate as tobacco. My last monthly electric bill was for only 410 kilowatts cost me $130.00 Electricity prices went up 100% in the past 5 years. Being a Crohn's patient I don't work and collect disability. I have to pay all my household bills from it including all my ostomy supplies except for the small $600 government grant, pay a large deductible for the gov't drug plan that does not cover all drugs.
Because my pension is small I cannot afford the oil to heat the house so I burn wood. It is good exercise, but it takes me all year to cut the wood I need for the heating season. Heaven forbid that I have to get surgery done before the wood is in.
The government is raising taxes in the rural area that will amount to one month's worth of pension in just one year, and then the carbon taxes are coming. At some point I will be forced to sell the home I lived in for 32 years and move out of Ontario to Manitoba where the cost of living is much less, and the hospitals are not so overcrowded.
Financially I am at the end of my rope.
03-04-2016, 12:39 PM   #67
my little penguin
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Agree no such thing as free ( either your paying without knowing it taxes etc...or someone else is )
i choose employment based on benefits since medical costs with bad benefits could cost almost a small salary a year ( my kiddo drinks prescription shakes plus humira plus scopes /MRI etc).
Bloodwork alone is a lot .
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03-06-2016, 02:21 AM   #68
tots
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Shay,

Are you able to use a mail order pharm for your medication. For me its so much cheaper!


Lauren
03-06-2016, 02:15 PM   #69
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I'm pretty lucky compared to most. I have insurance through my dad. (Her employer has kept me on it.) My copay for when I see doctors/specialists is only $10. (Used to be $25. So, it's much better on that.) Yearly physicals are 'free', lab tests are free, etc. I think surgeries and such are only $10, too. (Unless I have to stay overnight at the hospital. Then, it's essentially just paying for at most 6 days. If you're there longer, you don't have to pay for the additional days. I don't know how much it is each day, though.) My meds are $10 each. It used to vary with what I took. So, some used to be only $3, and some made it to $20. That's the only downside with it lately, is that every med is $10 now. But, really, that's nothing compared to if I wasn't insured. I've seen the prices before the insurance covers it, and it's really insane. I feel sorry for those who don't have insurance and are totally on their own.
03-07-2016, 07:03 PM   #70
ronroush7
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I got my refill on the Entocort today and it was over 160 dollars. Not easy.
03-07-2016, 07:32 PM   #71
DougUte
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The Nhs is great regarding be "free" though we do pay via or national insurance contributions out of our wages. The more you earn the more you pay. So treatment at hospitals doctors is free at point of contact. Prescriptions are paid by us at about 8.00 an item i think it is now. Not sure as i pre pay for mine at 104.00 for the full year. So not too bad doing it that way.. I am so glad we dont have the system some of you guys have. I feel for you with all the insurance hassles n stuff.
Best wishes 💕
Hi Mandy.

My insurance is paid entirely by my employer and I have no problems with getting into see my doctors in a reasonable amount of time. The medical insurance system is not all bad! My insurance pays all but $150.00 for Humira each month, and the Humira co-pay assistance plan brings that cost down to $5.00 out of pocket per month. It actually is the med I pay the least for out of pocket.
03-07-2016, 08:39 PM   #72
my little penguin
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Same here
We pay something like $35 for humira for the entire year and then all his other drugs become free after a month or two
03-07-2016, 09:01 PM   #73
ronroush7
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Same here
We pay something like $35 for humira for the entire year and then all his other drugs become free after a month or two
That is great

03-07-2016, 09:22 PM   #74
Clash
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Same here too. We pay 5 dollar a month for humira with humira Co pay assistance and 20 dollars a month with out humira copay assistance.
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Clash
Mom to
C age 19
dx March 2012 CD

CURRENT MEDS: MTX injections, Stelara


Dx May 2014: JSpA
8/2014 ileocecectomy
9/2017 G tube

PAST MEDS: remicade, oral mtx, humira
03-08-2016, 01:10 AM   #75
fuzzy butterfly
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Hi im so glad that you can get your meds at a reasonable cost. If your insurance is good i guess it aint as bad as it has sounded. IF your employer pays for it even better ☺
Love to all 💕
03-08-2016, 10:36 AM   #76
lenny
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My son and I have excellent health insurance through my husband's job, but he is retiring in one year. I really don't know what we will do then.

Does anyone have any advice? lol

I'd say, Crohn's has cost our family about 10k per year, for 3 years, which is nothing compared to the STRESS.

So thankful Obamacare got rid of the preexisting condition rule!
03-08-2016, 10:49 AM   #77
lenny
Senior Member
We're middle class and could support our son for life. But, we are looking into disability for him possibly because it would be tight.

We're even considering moving outside of the US to live cheaper. I read that Spain has excellent, inexpensive medical care. But, I don't know how it works for a US citizen..or if it's really excellent. I've only lived in the US.
03-08-2016, 11:15 AM   #78
ronroush7
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I am retired and I still have the same insurance . it is deducted from my annuity. I don't know what your husband's situation is like. I wish you the best.

03-08-2016, 01:19 PM   #79
DougUte
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Hi im so glad that you can get your meds at a reasonable cost. If your insurance is good i guess it aint as bad as it has sounded. IF your employer pays for it even better ☺
Love to all 💕
Lenny's post brings up where the problem with the US system is. If you lose your job, or retire before age 62, you lose your insurance. Then you have to select a plan from the Obamacare exchange and pay for it out of your own pocket. Exactly at the time your job loss has resulted in a lack of income. I wish Medicare, which is government health insurance for the elderly and disabled, would be expanded to cover the unemployed (if they are receiving unemployment benefits or not) and move the minimum age to about 55. It seems like a simple solution to me, but what do I know.
12-11-2016, 02:08 AM   #80
TLF1996
 
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My Crohn's costs over $50,000 AUD per year but thanks to our healthcare systems and taxpayers, I only pay about $300 per year.
12-11-2016, 06:43 AM   #81
ronroush7
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My Crohn's costs over $50,000 AUD per year but thanks to our healthcare systems and taxpayers, I only pay about $300 per year.
That is great.

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