Our dd wants to go on a gap year to Israel next year and we are having real troubles finding out how to get insurance (any insurance....) cover remicade while she's there.
Her program will be covered through a college year abroad, but the college's US student health will not cover care overseas. Our insurance company says they will not cover long-term care overseas. The Israeli insurance companies say they either won't cover pre-existing conditions or will only cover them (at a hefty premium) for care of a flare, but not of something we know she is going to need while overseas.
dd will be 18 while there (in case that matters) and still fully covered under our family insurance. My husband is thinking maybe there is something in the Affordable Care Act that might help us, but not sure if it's for care outside of the US.
Remicade is $6000/infusion at our hospital. I am looking into what it would cost at an Israeli hospital, since the hospital here suggested that the best we might be able to do is get our insurance to cover the medicine itself and then we would pay for the actual infusion.
Any ideas?!?!?!
Her program will be covered through a college year abroad, but the college's US student health will not cover care overseas. Our insurance company says they will not cover long-term care overseas. The Israeli insurance companies say they either won't cover pre-existing conditions or will only cover them (at a hefty premium) for care of a flare, but not of something we know she is going to need while overseas.
dd will be 18 while there (in case that matters) and still fully covered under our family insurance. My husband is thinking maybe there is something in the Affordable Care Act that might help us, but not sure if it's for care outside of the US.
Remicade is $6000/infusion at our hospital. I am looking into what it would cost at an Israeli hospital, since the hospital here suggested that the best we might be able to do is get our insurance to cover the medicine itself and then we would pay for the actual infusion.
Any ideas?!?!?!